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From the High Court in Northern Ireland comes a significant joined case of a mortgage lender behaving badly. Bank of Scotland, and indeed possibly the whole Lloyds group seem to have acted in this way, for which they have received an extremely severe...
A few bits and pieces, none of which are worth their own post, including a couple of updates on old 'friends'. First, as you have probably noticed, the blog has had a redesign (yes, another one). There are a couple of reasons for this: partly for a more...
Dunfermline Building Society v Ghana Commercial Finance Ltd & Ors (2014) QBD (Merc) 16 July 2014 [Not on Bailii. Lawtel note of extempore judgment.] Regular readers will know of our interest in Mr Dharam Ghopee (or Gopee), our very favourite unlawful...
I can distinctly remember my university lectures on mortgages. Not the content - I don't think I ever really understood that - but the "gap" that existed (and still exists) between the popular understanding of what a mortgage is and what, in law, it amounts...
Not strictly speaking a housing case, though it is a mortgage repossession matter. But when a High Court Judge orders that a 'clear and repeated contempt of court should attract proper sanction in the form of publicity', who are we to refuse to assist?...
God, we are told, loves a trier. Perhaps fortunately, the Court of Appeal takes a less emollient approach with an unlawful money lender who has been repeatedly featured on this site. Ghana Commercial Finance Ltd v Sawyer & Anr [2014] EWCA Civ 489 [Not on...
The interim judgment in the Mercantile Court proceedings that gave rise to the Order I posted a few days ago has appeared on Bailli. Barons Finance Ltd & Ors v Numerous Defendants [2014] EWHC 138 (QB) There is quite simply too much to deal with in a...
[Update. 5 Feb 2014. The important Judgment of HHJ Mackie QC that led to the order below is now on Bailii. See this post.] A few days ago, I posted an order made by HHJ Mackie QC in the Mercantile Court in July 2013 in relation to Mr Dharam Prakash Ghopee. I...
[Update 3 February 2014. A new order has been made in the Mercantile Court. Very important for anyone dealing with or knowing of proceedings by Mr Ghopee under any company name.] We have previously had cause to examine the activities of Mr Dharam Prakash...
Santander (UK) Plc v Carlin & Anor [2013] NICh 14 We have seen Santander having trouble in mortgage possession proceedings in Northern Ireland recently. Here is another example which could perhaps, indeed maybe should, have been avoided, if the lender...
Santander (UK) Plc v McAtamney and other cases [2013] NIMaster 15 is, as the neutral citation should reveal, a case from Northern Ireland, decided by a Chancery Master. It is not, therefore, a binding authority on the law of England and Wales. Nevertheless,...
We’ve all been there. Perhaps more frequently, litigants in person have been there (although hopefully not the same LiP over and over again). A warrant for possession is due to be executed the next day. It may even be the same day. The occupier has applied...